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If you are considering getting private health insurance
in Germany there are a number of things to consider prior to making your
decision. Germany is unlike other states because they've two types of health insurance systems working side
by side each other. In the simplest type, there is the private health
care system and the public health care system. This is a brief explanation of
how they both work.
The Public Health Insurance in Germany
The public health insurance in Germany is usually reserved for the majority of employees and their dependents,
trainees, and pupils. The payment for the
public insurance is deducted from the employees pay check by the company.
Under this type of coverage the workers children and
spouse will be covered at no cost. If you have any preexisting
illnesses that could have caused you to be declined in other kinds of
health care, it should not be an issue in public healthcare.
The Private Health Insurance in Germany
The private health insurance in Germany is usually allowed for the freelancers
and self employed. This specific kind of health insurance is more based on your own personal risk factors and age.
If you're applying for private health insurance in Germany and you happen to be healthy and youthful,
you are able to expect to pay the absolute lowest
rates. As you age and develop certain medical conditions, the total cost of the insurance does rise.
Understand that with private health insurance you must make additional payments for kids
and your partner, because they are not mechanically insured in this insurance.
Consult with the issuing insurance agency to make certain these states
do use before making any selection. I.e. http://www.privatekrankenversicherung.sitew.org/.
my blog - http://privatekrankenv...insurance-in-germany.html |
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